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Featured Rates

FIXED RATE

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3.99%

5 YEAR

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VARIABLE RATE

This illustration features an hourglass with a yellow top and bottom. Inside the top half, a dollar sign is prominently displayed, representing how time equates to money—a concept every mortgage broker at Turkin Mortgage understands well, as sand trickles seamlessly down.

4.95%

5 YEAR

Inquire

Mortgage Broker in Newmarket

Experience Effortless Home Financing Borrowing Solutions and Mortgages in Newmarket – Turkin Mortgage Has You Covered!

  • Quick, Simple and Secure!
  • No Credit Check Needed
  • No Obligation and No Cost to You
  • 100% Confidentiality
Call Now: 647-938-8808

Based on 150 Verified Google Reviews

Discover the Best Mortgage Rates Tailored Just for You

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3.99%

Fixed Rate

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4.95%

Variable Rate

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5.75%

Private Mortgages

5.95%

HELOC

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30 Yrs.

Ammortization

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Save Thousands on Your Mortgage

When you need a mortgage broker in Newmarket, Turkin Mortgage provides a unique combination of convenience and comprehensive knowledge. That’s why we work with more than 40 lenders, getting our clients the best rates possible without all the hassle.

The heart of our business is our dedication to clients, putting each person first and focusing on the individual needs and goals of the borrower. Our experienced Toronto mortgage brokers have the expertise you need. Their experienced teams are committed to empowering clients to achieve more than they ever imagined possible.

Our process is simple, and it all starts with our quick and convenient online contact form. We offer a full array of industry-focused financing products. Our experienced and committed team advocates for the client’s mortgage approval.

Call Now: 647-938-8808
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Access Competitive Rates from Top Lenders

At Turkin Mortgage, we have partnerships with over 35 lenders, ensuring you get the best rates and a hassle-free experience. No more DIY searches or relying on the 'big' banks—trust our proven track record for a seamless process.

How a Mortgage Broker Can Save You Money

At Turkin Mortgage, we’re proud to be Toronto’s top home mortgage brokers. The same passion and commitment we bring to our home city, we apply to helping clients throughout all of Ontario. Our client relationship journey always begins with word of mouth referrals.

Almost everyone who does find Leon and his team does so through family, friends, or coworkers. Such endorsements continue to testament about the trust we’ve earned through years. Once clients do get to us, whether by rapid Google search or mutual friend referral, they find a polished experience.

Leon, our principal broker, holds prospective clients’ hands from start to finish, providing free and objective advice that frequently convinces them to choose us over the competition. We work with more than 40 lenders to offer you more options, not fewer.

Apply Now. Its easy
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Why Choose Turkin Mortgage Over Banks?

Banks

  • Customers are treated like transactions
  • One set of products & policies
  • Lender needs come before yours
  • Long application processing wait times
  • Call centres and a revolving door of staff

VS

Turkin Mortgage

  • Customers are treated like people
  • Considered options from over 35 lenders
  • Your needs and goals always come first
  • Experienced mortgage experts located in Toronto
  • Stable dedicated team to champion your finance approval

SIMPLIFYING

THE DREAM

SIMPLIFYING

YOUR MORTGAGE

Plan Your Home Purchase or Renovation with Our Mortgage Calculator.

Discover the Best Mortgage Rates
for Your Needs

Connect with Us for Expert Advice

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Services Offered

We pair buyers with mortgage lenders that exceed your expectations.

Residential Mortgage First time home buyer Canada Ontario Toronto

Loan Pre-Approval

Our Newmarket mortgage loan pre-approval service provides first-time and seasoned homebuyers alike with a convenient, often essential first step. We want you to know your budget up front so you can make the best possible purchase. Our dynamic team, armed with decades of combined experience, walks you through the pre-approval process. We dig deep to understand your financial picture. These are great for budget-focused buyers. This service provides clarity and confidence in your buying power.

Mortgage Residential Home Refinance Refinancing Toronto Ontario Canada

Mortgage Renewals and Refinancing

For homeowners, refinancing can help access lower rates or free up equity. At Turkin Mortgage, our team provides personalized refinancing solutions. We serve self-employed clients and know their specific challenges well. With a network of over 40 lenders throughout Ontario, we will find you the best rates guaranteed. Whether it’s lowering monthly payments or providing cash

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First-Time Home Buyer Guidance

We know that navigating the housing market as a first-time buyer can be intimidating. With Everything Mortgages, we provide clear expert guidance to help you make this journey simple and stress-free. Our Newmarket real estate agents, recognized for their professionalism on Newmarket boards, councils, and committees, get you through any hurdles to a stress-free closing. We give you the scoop on incentives and programs that are out there for first-time buyers to help make your dream home an achievable reality.

Mortgage Process Overview

Here's a step-by-step overview of how we might smooth the process for you:

Initial Consultation

Our process starts with a like-minded, down-to-earth consultation. We view our clients as partners, not transactions, dedicating ourselves to making every call and interaction customized to unique goals.

Our seasoned team based in Toronto, with experts across Ontario, provides a high level of professionalism and market insight. We learn about your long-term financial goals and find the right fit within a full suite of financing solutions.

Our thorough process lays the groundwork for a custom-tailored mortgage solution, one that’s refreshingly easy to understand and navigate.

Documentation and Application

We then walk you through documentation and application, an essential step that our experienced team will make the smoothest, most comfortable process.

Our process focuses on transparency and efficiency, simplifying the overall experience. We take care of everything down to the last detail, saving you thousands in the process.

With flexible payment plans that include weekly or biweekly payments options that fit your life, you’ll pay your loan when it’s convenient for you.

Closing the Deal

Closing seals our commitment to your success and to building a better community together. Our commitment is evident as we close the deal, locking in rates and terms that are advantageous.

Fast-Track Your Mortgage Approval

Apply online in minutes and get your mortgage approved fast. Our simple process will help you find the best mortgage solution for your needs and budget.

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Apply in less than a minute

Our process is simple: Just apply online using our intuitive contact form. We’ll follow up with you quickly and schedule a consultation in the near future.

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Access quick and easy funding

Congratulations! With us, you can close your mortgage in just a short time. Connect with us today to get started.

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View your offers immediately

Get your offers extremely fast – complete with rates from the best lenders. Your mortgage team will guide you from start to finish.

Start Process

What Toronto Homebuyers Say About Turkin Mortgage

Real experiences from Toronto residents who chose Turkin Mortgage for their home financing needs. Discover the quality and reliability of our services through their testimonials.

Read more Reviews

Newmarket Housing Market Overview

Current Market Trends

After an unprecedented year, we witness a continuing trend of positivity within the Newmarket housing market, poised for a strong return in 2025. This revival, coupled with the expected drop in interest rates and an increase in pent-up demand, has fueled some pretty optimistic expectations.

The Tewksbury market as a whole is still balanced, but definitely teetering towards a seller’s market. That conversion is largely motivated by an average house price of $1,018,444. In the last 28 days, 55 new listings have come on the market — that’s a lot of activity for a hot market!

Home sales across Canada are on pace to increase by nearly 16% from last year. This new jump will only serve to supercharge the prevailing dynamic in the housing market. Though this initial demand in 2025 will push prices higher, Ontario and B.C. Continue to face supply delays.

While the Bank of Canada’s interest rate cuts have brought some affordability relief, qualifying for a mortgage still remains a hurdle for many.

Neighborhood Insights

Each of Newmarket’s neighborhoods present a different living experience, and all have their own charm. As we venture into these communities, we find thriving neighborhoods featuring great amenities and beautiful parks.

These amenities and features create the ideal environment for families and young professionals alike. That spring market in 2025 should be especially lively, powered by recent improvements in affordability.

This season is often characterized by a surge of interest from buyers. The appeal of Newmarket’s neighborhoods coupled with the competitive nature of the wider housing market overall adds to the competition.

Call Now: 647-938-8808

Common Mortgage Terms Explained

Fixed-Rate vs. Variable-Rate Mortgages

So, in the mortgage world, knowing the difference between fixed-rate and variable-rate mortgages is very important. With a fixed-rate mortgage, you’re assured of never making more than your original payment amount, even if interest rates shoot up. These rates are directly pegged to bond yields.

For example, a 5-year fixed rate will track 5-year bond yields, plus a spread. This increased stability is a good thing for consumers who place a high value on predictability. Conversely, variable-rate mortgages are tied to the market interest rate and provide more favorable terms with lower initial payments.

They do carry the threat of rising rates down the line.

Amortization

Amortization determines how loan payments are allocated over the life of the loan. A longer amortization period will lower monthly costs, but you’ll end up paying much more in interest over the life of the loan.

For example, a 20% prepayment limit means you can make extra payments each year to pay the loan off faster without incurring any fees. Knowing the difference ensures that you’re able to customize your financial strategy to what’s best for you.

Call Now: 647-938-8808

The Mortgage Brokers Blog

Discover the ins and outs of the Toronto mortgage scene with our expert guidance. From securing the best mortgage deals in Toronto to understanding local real estate dynamics, we've got you covered.

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Why Alberta is a Great Place to Invest in Real Estate Right Now

A woman in an orange sweater joyfully raises her arms amidst text overlays declaring Stress-Free Homebuying. At the bottom, it reads, Essential Tips for a Smooth Homebuying Journey.

Top 3 Tips for a Stress-Free Homebuying Experience

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Don't know where to start?
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