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Featured Rates

FIXED RATE

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3.99%

5 YEAR

Inquire

VARIABLE RATE

This illustration features an hourglass with a yellow top and bottom. Inside the top half, a dollar sign is prominently displayed, representing how time equates to money—a concept every mortgage broker at Turkin Mortgage understands well, as sand trickles seamlessly down.

4.95%

5 YEAR

Inquire

Mortgage Broker in Hamilton

Experience Effortless Home Financing Borrowing Solutions and Mortgages in Hamilton – Turkin Mortgage Has You Covered!

  • Quick, Simple and Secure!
  • No Credit Check Needed
  • No Obligation and No Cost to You
  • 100% Confidentiality
Call Now: 647-938-8808

Based on 150 Verified Google Reviews

Discover the Best Mortgage Rates Tailored Just for You

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3.99%

Fixed Rate

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4.95%

Variable Rate

Illustration of a yellow house with a dark roof and a circular dollar sign symbol in the front, representing real estate or property investment, with Turkin Mortgage as your trusted mortgage broker guiding you through every purchase.

5.75%

Private Mortgages

5.95%

HELOC

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30 Yrs.

Ammortization

View Rates

Save Thousands on Your Mortgage

Our Hamilton mortgage services are all about making the application process as easy as possible for each and every client. We focus on guidance every step of the way, so you can feel confident and in control.

Our passionate and knowledgeable team of professionals are here to give you the tailored, one-on-one service that you deserve, regardless of your credit report or financial state. This commitment is your guarantee that you’ll receive the most informed, most appropriate, and most effective advice for your situation.

See your real rate in 15 seconds. Get a complimentary phone conversation with one of our trusted advisors. This service is completely free with no obligation so you have nothing to lose by exploring your options.

At Turkin Mortgage, we know that Hamilton business owners and self-employed workers have their own unique challenges. Our specialists have deep networks and expertise, connecting you with lenders who prioritize quick turnaround times.

Let Turkin Mortgage earn your trust, and enjoy an easy, personalized mortgage experience.

Call Now: 647-938-8808
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Access Competitive Rates from Top Lenders

At Turkin Mortgage, we have partnerships with over 35 lenders, ensuring you get the best rates and a hassle-free experience. No more DIY searches or relying on the 'big' banks—trust our proven track record for a seamless process.

How a Mortgage Broker Can Save You Money

When it comes to selecting the best mortgage broker Hamilton offers, we are the obvious choice for so many factors. Our clients, as you’ll hear, aren’t just clients, they’re friends, and we make sure that their needs are always at the forefront. Our principal broker has more than 15 years under his belt.

This deep understanding prepares us to skillfully maneuver through the nuances of the mortgage business. We have better access to more than 40 of the nation’s best lenders. This uniquely positions us to help you select from a deep bench of customized solutions designed to meet your unique financial objectives.

We are proud to be your one-stop shop for mortgages. Our specialized team provides one-on-one guidance tailored like no other to fit your budget and goals. Our dedication to personalized service is what really makes us different. We are committed to developing long-term relationships based on mutual trust and transparency.

Our approach is simple and focused on you. That makes your mortgage process simple so you can focus on what matters—finding the perfect home.

Apply Now. Its easy
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Why Choose Turkin Mortgage Over Banks?

Banks

  • Customers are treated like transactions
  • One set of products & policies
  • Lender needs come before yours
  • Long application processing wait times
  • Call centres and a revolving door of staff

VS

Turkin Mortgage

  • Customers are treated like people
  • Considered options from over 35 lenders
  • Your needs and goals always come first
  • Experienced mortgage experts located in Toronto
  • Stable dedicated team to champion your finance approval

SIMPLIFYING

THE DREAM

SIMPLIFYING

YOUR MORTGAGE

Plan Your Home Purchase or Renovation with Our Mortgage Calculator.

Discover the Best Mortgage Rates
for Your Needs

Connect with Us for Expert Advice

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Mortgage Services for Hamilton Buyers

Working with us, the mortgage landscape in Hamilton is far more navigable. Our deep understanding of the local community, neighborhoods, and schools helps you make the right choice. We offer a unique mix of mortgage services. Whether you’re a first-time homebuyer or looking for mortgage financing alternatives with bad credit or as a newcomer to Canada, we can help. Our two decades of experience in commercial, construction, and land assembly financing speaks to that expertise.

Residential Mortgage First time home buyer Canada Ontario Toronto

First-Time Homebuyer Mortgages

For first-time buyers in Hamilton, the whole process can be intimidating. When confusion sets in, our brokers make it easy with clear explanations and personalized recommendations. We help our buyers get the best terms possible by using our relationships with lenders to their advantage. With projected sale prices rising 3.5%, it’s a perfect time to get started.

Mortgage Residential Home Refinance Refinancing Toronto Ontario Canada

Mortgage Renewals and Refinancing

Whether you’re refinancing your current home or renewing your mortgage, you could save thousands. Our dedicated specialists help clients find the lowest possible rates, with clients averaging over $3,000 in savings! This service guarantees your mortgage fits with your financial objectives as Hamilton’s average sales transactions increase 2% annually.

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Self-Employed and Small Business Mortgages

Self-employed homebuyers frequently encounter additional hurdles when seeking out financing. Our private lenders provide no-income verification mortgages, making the process easier. We help small business owners/potential owners get access to competitive rates.

Mortgage Process Overview

Here's a step-by-step overview of how we might smooth the process for you:

Client Consultation and Needs Assessment

During this preliminary step, we get to know you and your financial goals, budget, and credit profile. Our dedicated mortgage team works personally to help you discover your needs, so you’ll receive the right mortgage for you.

We’ll have an informal conversation about your plans to buy a home, whether you’re a first-time buyer or moving up to something new. We take all the information you provide and use it to connect you with the highest quality possible matches.

We’re going to take a deep look into your credit profile. As a team, we’ll sort through the intricacies of the mortgage process and prepare you for what comes next!

Mortgage Pre-Approval Strategies

Getting a pre-approval in advance is a great idea, providing certainty about what you can spend on a home and the current interest rates. This pre-approval process requires collecting key documents, such as proof of income and a credit check.

We read lender requirements with a fine-toothed comb, making sure you’re matching lender requirements step by step. When you do, you’re in a much better position to negotiate and you can close much more quickly.

With a pre-approval, you can have the confidence to search for your new home and make a move when the time is right.

Loan Product Comparison and Selection

Providing you with an unbiased comparison of all loan products available to you, including interest rates, terms, and various loan features. This step is important not only because of how it will affect your monthly payments, but the overall cost.

We use our large network of lenders to bring you the best possibilities. Knowing these things will help you choose a loan product with confidence.

This decision will be the smartest move for your budget and for your future aspirations. We’ll walk you through the differences, helping you to choose the right option for your needs.

Application Submission and Underwriting

When it’s time to apply, we work with lenders to quickly get appropriate documentation lined up. This stage involves appraisals and inspections of the property, which makes sure that fair market values are used.

Our dedicated in-house team will manage the underwriting process, ensuring any lender queries are answered quickly and efficiently. This emphasis on proactive communication and attention to detail results in a much more seamless process.

We try to make the timeline short. Ideally we want a 30 closing window, from application to funds in hand.

Closing and Post-Closing Support

Closing is when you complete all the legal paperwork and officially seal the deal. We continue to provide hands-on support far beyond your closing day, helping everything go off without a hitch.

We’re with you every step of the way. Our assistance doesn’t stop after you’ve signed on the dotted line.

We can assist you whether you’re confused by post-closing steps or want to learn more about your new payment schedule. We are committed to making your home-buying experience as simple and relaxing as possible. Trust us for confidence at every turn!

Fast-Track Your Mortgage Approval

Apply online in minutes and get your mortgage approved fast. Our simple process will help you find the best mortgage solution for your needs and budget.

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Apply in less than a minute

Our process is simple: Just apply online using our intuitive contact form. We’ll follow up with you quickly and schedule a consultation in the near future.

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Access quick and easy funding

Congratulations! With us, you can close your mortgage in just a short time. Connect with us today to get started.

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View your offers immediately

Get your offers extremely fast – complete with rates from the best lenders. Your mortgage team will guide you from start to finish.

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What Toronto Homebuyers Say About Turkin Mortgage

Real experiences from Toronto residents who chose Turkin Mortgage for their home financing needs. Discover the quality and reliability of our services through their testimonials.

Read more Reviews

The Hamilton Real Estate Market

To truly gain insight into the Hamilton real estate market, it’s important to take a glance at recent trends. Persistent rising supply levels are putting downward price pressure on homes of all types, and buyers in this area are experiencing some of the highest supply levels. This past three-month period has been eye-opening in terms of how clearly we’ve experienced the lift in supply.

The increase in inventory has placed upward pressure on prices. Row-style homes have returned to vogue. Their double-digit, year-over-year sales growth is a testament to the demand for more affordable, more spacious, and more convenient living options.

Local Housing Trends and Data

Hamilton’s real estate market is as dynamic as ever, with Hamilton-Burlington seeing 31.9 percent more new listings come to market. This increased the total to 120, indicative of a hot market. Dundas saw the largest decrease in average home prices at 7.8 percent down to $849,588.

At the same time, Hamilton Mountain was in the red, with a 4.4 percent drop bringing prices down to $726,014. Dundas saw a dramatic 50 percent surge in sales, illustrating the intricate tug-of-war between demand.

Meanwhile, Stoney Creek saw steady price appreciation, with the most significant growth coming from Area 51.

Neighborhood Spotlights and Affordability

Within Hamilton, communities such as Dundas and Stoney Creek provide a range of alternatives. Dundas is unique in terms of affordability. It recently set a record with a 50 percent jump in sales, as prices climb in Stoney Creek’s Area 51.

Amenities like great schools, a walkable downtown, and a sense of community further increase their desirability. This makes these neighborhoods pleasant attractive options for home buyers.

Key Factors Influencing Property Value

Hamilton property values are affected by neighborhood, price point, and the overall economy. The cumulative effect of these factors is exemplified in the large price discrepancies between neighborhoods.

Interest rates and buyers’ local economic conditions are a huge factor, too. They are crucial tools for helping buyers evaluate potential purchases by arming them with key information.

Call Now: 647-938-8808

Mortgage Rate Insights and Financial Planning

Current Interest Rate Landscape

Whatever your reason for moving to Hamilton, navigating the mortgage landscape starts with knowing today’s rates. A 5-year fixed mortgage is simple and provides certainty. By locking in a fixed interest rate for five years, you are safe if interest rates increase within your five-year term.

You’ll be safe from any market changes that could raise your monthly payment. If rates go down, you’ll miss out on those lower rates with a fixed mortgage. Our Hamilton mortgage brokers leverage their deep network of lender relationships to find the most competitive rates available, always with an eye toward our clients’ long-term goals.

Tips for Securing Competitive Rates

Finding the lowest possible rate comes down to strategy. We use our large network of lender relationships to match you with the right ones. Our direct private lenders have no income verification mortgages for self-employed borrowers.

This creative and tailored solution meets the needs of the folks who have a hard time accessing traditional financing. The prevailing 5 year fixed rate term is just that, a lock-in of what we are able to get right now, providing stability and predictability.

Budgeting and Long-Term Financial Goals

Planning is easier with a set mortgage rate. You can have peace of mind knowing exactly how much you’ll need to pay each month, easing the stress and letting you better plan your financial future.

A fixed rate will help you realize your long-term financial goals. You’ll be able to know exactly what your mortgage budget will be without the risk of rates changing.

Call Now: 647-938-8808

The Mortgage Brokers Blog

Discover the ins and outs of the Toronto mortgage scene with our expert guidance. From securing the best mortgage deals in Toronto to understanding local real estate dynamics, we've got you covered.

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Why Alberta is a Great Place to Invest in Real Estate Right Now

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Top 3 Tips for a Stress-Free Homebuying Experience

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