647-822-6173 | stephan@turkinmortgage.com

Stephan O'Brien

Licence # M25003129

SIMPLIFYING

THE DREAM

SIMPLIFYING

YOUR MORTGAGE

Logos of various mortgage lenders and financial institutions including TD Bank, Scotia Bank, First National, CMLS Financial, MCAP, Home Trust, Manulife, Equitable Bank, B2B Trust, RMG Mortgages, DUCA, and Meridian.

Stephan O'Brien: Your Trusted Turkin Mortgage Guide to Homeownership

Your Trusted Mortgage Agent — Guiding You Every Step of the Way

With a diverse professional background and a genuine commitment to helping clients achieve their homeownership goals, I bring a unique blend of real-world experience and client-focused service to every mortgage journey.

Before entering the mortgage world, I spent seven years in the construction industry working in inside sales and estimating — giving me deep insight into building costs, project planning, and the real-estate process from the ground up. I then spent three years as a wholesale sales specialist for an international produce import company, mastering relationship-driven service, negotiation, and complex logistics. Most recently, I worked as a B2B Senior Marketing Consultant, where I helped businesses grow by delivering tailored strategies, clear communication, and measurable results.

These varied roles have shaped me into a mortgage professional who doesn’t just understand numbers — I understand people. I know what it means to listen, to strategize, and to simplify complicated decisions so you can feel confident and informed.

Why Work With Me?

  • Personalized Guidance: I take the time to understand your goals and financial picture so we can find the best mortgage solution for you.
  • Clear Communication: Your questions are never too small — I’ll walk you through every step of the process with honesty, professionalism, and clarity.
  • Client-Focused Service: Whether you’re a first-time buyer, refinancing, or exploring investment property financing, your needs and priorities always come first.
  • Strong Work Ethic: From complex calculations to the final closing, I’ve got you covered — so you can focus on what matters most.

Making the Mortgage Process Simple

Securing a mortgage doesn’t have to be stressful. I’m here to demystify the process, streamline the steps, and support you from application through approval and beyond — so you can move forward with peace of mind.

HELPING YOU ALONG EACH STEP OF THE WAY

Making the Mortgage Process Easy!

Getting a mortgage can be a nail biting experience for some people. I want the mortgage process to be as painless as possible for you and I will help you along each step of the way. Rest assured, you are in good hands.

1
Get pre-approved.
I will let you know if you're qualified before you finish the full application.
2
Select your rate and term.
I will help you choose the right mortgage that fits your needs.
3
Verify your info and sign.
Provide me with the needed documentation to complete the process.
4
Peace of mind.
I will handle all the other details and paperwork for you.

We Know Mortgages.

I partner with Turkin Mortgage who share my beliefs that applying for a mortgage or financing should be fast, simple, and secure.

Purchases
Need a loan with flexible lending criteria and negotiable terms? Need it done fast? Are you a first time home buyer? We can help!
Refinancing & Transfers
Interested in purchasing, refinancing or developing a piece of residential property? Turkin Mortgage offers a range of financing options.
2nd & 3rd Mortgages
Looking for a fast, flexible private loan with negotiable terms? A second or third mortgage may be the solution you’ve been waiting for.
Commercial Lending
Our experienced team is well-versed in all kinds of commercial lending, real estate development and property management.