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Featured Rates

FIXED RATE

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3.99%

5 YEAR

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VARIABLE RATE

This illustration features an hourglass with a yellow top and bottom. Inside the top half, a dollar sign is prominently displayed, representing how time equates to money—a concept every mortgage broker at Turkin Mortgage understands well, as sand trickles seamlessly down.

4.95%

5 YEAR

Inquire
We don’t work for banks. We work for you
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Toronto Private Mortgage Lender

Toronto’s Leading Private Lender: Close Your Mortgage Fast, Stress-Free

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Based on 150 Verified Google Reviews

Expert Advice, Zero Pressure

Toronto Private Mortgage Lender

  • Quick, Simple and Secure!
  • No Credit Check Needed
  • No 100% Confidentiality
  • No Obligation and No Cost to You
  • Lowest Mortgage Rates
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Based on 150 Verified Google Reviews

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Interested in discovering your possibilities?

Getting a mortgage approved is often challenging due to stringent bank criteria. However, private mortgage lenders in Toronto provide adaptable options, quick approvals, and minimal obstacles, ideal for those with distinct financial circumstances.

  • Quick, Simple and Secure
  • Fast Pre-Approval
  • No Obligation and No Cost to You
  • 100% Confidentiality
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Turkin Mortgage Team that helps you find the best and Lowest Mortgage Rates in Ontario, Toronto Canada
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Discover the Best Mortgage Rates in Ontario

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4.54%

1-Year Fixed Rate Mortgage

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3.65%

3-Year Fixed Rate High-Ratio Mortgage

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3.65%

5-Year Fixed Rate High-Ratio Mortgage

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3.90%

3-Year VRM Rate High-Ratio Mortgage

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3.54%

5-Year VRM Rate High-Ratio Mortgage

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3.54 %

5-Year VRM Rate High-Ratio Mortgage

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Access Competitive Rates from Top Lenders

Whether you're purchasing, refinancing, consolidating debt, or investing, our solutions cover every scenario, including high-ratio options for low down payments. Throughout, you’ll receive one-on-one expert support and clear, honest communication at every step.

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Why Choose Us

Experience a hassle-free mortgage journey tailored to your needs. With access to 35+ top lenders, we secure highly competitive rates – giving you more savings and flexibility. Our online application takes just minutes, and our streamlined process means rapid approvals and closings, so you can move forward without unnecessary delays.

Banks

  • Customers are treated like transactions
  • One set of products & policies
  • Lender needs come before yours
  • Long application processing wait times
  • Call centres and a revolving door of staff

VS

Turkin Mortgage

  • Customers are treated like people
  • Considered options from over 35 lenders
  • Your needs and goals always come first
  • Experienced mortgage experts located in Toronto
  • Stable dedicated team to champion your finance approval
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$1000 Cash Back or Free iPad When You Close With Us!

*Certain conditions may apply, ask a Turkin Mortgage Agent for more details.
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Fast-Track Your Mortgage Approval

Enjoy peace of mind with transparent privacy policies ensuring your data stays secure. We make home financing easy and rewarding – because your goals drive everything we do.

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Step 1

Tell us what you need

Share your goals - whether you’re looking for quick funds, debt consolidation, or help catching up on payments. We’ll listen and help you figure out the best way forward.

Step 2

We review your application

Don’t worry about mountains of paperwork. We’ll review the basics - credit, property, and your unique situation - then chat with you about your options.

Step 3

Get your custom offer

You’ll receive a clear, personalized offer. We’ll walk you through the details, answer every question, and make sure you’re comfortable with what’s ahead.

Step 4

Quick, stress-free approval

Once you’re ready, we handle the heavy lifting - finalizing documents and working with partners - so you can relax while we wrap everything up.

Step 5

Funds in your hands, fast

That’s it! Your funds are released quickly, and you can put them to work where you need them most. Have questions afterward? We’re always here to help.

Plan Your Home Purchas with Our Mortgage Calculator

Turkin Private Mortgage Lender Benefits

Quick Funding When Banks Decline

Avoid long waits for approval— - et the financing you need, even with credit issues. Advance towards your property dreams swiftly and with assurance.

Customizable Financing Options

Discover mortgage solutions crafted for your specific needs, ideal for the self-employed, those with unconventional incomes, or requiring flexible repayment plans. We adjust to help you prosper.

Effortless Home Equity Access

Easily access your property's equity - perfect for home improvements, investments, or debt consolidation. Gain financial flexibility without bureaucratic delays.

Simplified Application Process

Benefit from a streamlined application, with expert guidance throughout. Minimize time on paperwork to focus more on your priorities.

Dedicated Personal Support

Receive personalized assistance from our Toronto-based team, ensuring you're understood and your objectives are met with respect and care.

Clear Terms and Honest Guidance

Trust in straightforward terms and transparent advice, providing you with the clarity and confidence needed for major financial decisions.

What Toronto Homebuyers Say About Turkin Mortgage

Real experiences from Toronto residents who chose Turkin Mortgage for their home financing needs. Discover the quality and reliability of our services through their testimonials.

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Based on 150 Verified Google Reviews

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Based on 150 Verified Google Reviews

Turkin Mortgage: Where You Matter

If you’re worn down by subpar service from banks and other brokers, we’re here for you. We offer premium service that the big banks just can’t deliver.

With experienced mortgage brokers located right here in Toronto we’re ready to help you achieve and exceed your goals.

3.79%

Hold rate for 120 days

YES

Cashback available

↑ 20%

Lump sum prepayment 20%

house

48H

Quick close, 48 hours

3.79%

FAQ

Yes. They focus more on the property's value and your down payment rather than your credit score, making their approval process simpler and faster.

It is only "better" as a short-term solution if you need financing quickly or cannot qualify at a bank. For long-term affordability, a traditional mortgage is superior due to lower costs.

Yes, private lending is a legal and regulated industry in Ontario.

Qualification is based on the property itself. You typically need a large down payment of at least 20-25% and a clear plan (an "exit strategy") to repay the loan when the term ends.

No. Private lenders do not usually report your loan or payments to credit bureaus.

No. Their rates are always much higher than banks because they are taking on higher-risk loans.

Private mortgages do not require mortgage insurance (like CMHC). The lender is protected by your large down payment, which acts as their security.

The Mortgage Brokers Blog

Discover the ins and outs of the Toronto mortgage scene with our expert guidance. From securing the best mortgage deals in Toronto to understanding local real estate dynamics, we've got you covered.

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Turkin Mortgage Across Ontario

…by providing award winning customer service to each and every single client.

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